Terms of Use

Last updated: October 27, 2026

These Terms of Use govern your use of www.mypolicychat.com (the "Site"), operated by MyPolicyChat. By accessing or using the Site you agree to these terms.

Not an Insurer

MyPolicyChat is an insurance marketing service, not an insurance company. We do not issue policies, bind coverage, or provide insurance advice. We connect consumers with licensed insurance agents and A-rated carriers who provide quotes and coverage.

No Guarantee of Coverage or Rates

Quotes are estimates and are not offers of insurance. Eligibility, coverage, premiums, and savings vary by state, carrier, driving history, vehicle, and property, and are determined solely by the issuing carrier. Getting a quote is free and carries no obligation to purchase.

Your Responsibilities

You agree to provide accurate information and to use the Site lawfully. You may not misuse the Site, attempt to disrupt it, or submit information you are not authorized to provide.

Intellectual Property

All content on the Site is owned by MyPolicyChat or its licensors and may not be reproduced without permission.

Limitation of Liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, MyPolicyChat is not liable for any indirect, incidental, or consequential damages arising from your use of the Site.

Contact

Questions about these terms? Email support@mypolicychat.com.